Your first home.Made simple.
Buying property in Canada as a newcomer or non-resident has its own paperwork: proving where you live, ID checks, the foreign-buyer ban, and Ontario's extra tax for non-resident buyers. EstatePulse walks you through every step, with newcomer-friendly lenders on tap.
Newcomer concierge · what's included
Residency form walk-through
We pre-fill the form from your ID check and explain what each section means.
Check whether the foreign-buyer ban applies to you
Find out which exemptions apply to you (work permit, study permit, spouse).
Newcomer mortgage matching
Lenders who work with newcomers with little or no Canadian credit history.
FINTRAC document help
We collect your ID, proof of where your money comes from, and who really owns the buying company — all upfront.
From landing in Canada to landing the keys.
- 1
Tell us about your situation
Residency status, immigration class, intended timeline. 2-minute form below.
- 2
We match you with newcomer-friendly lenders
They'll accept a shorter credit history, and a bigger down payment helps.
- 3
Complete your ID check + residency form
We pre-fill it, you confirm and sign.
- 4
Eligibility check (foreign-buyer ban, non-resident tax)
Applied automatically from your residency form — any issues flagged before you make an offer.
- 5
Browse, get pre-approved, make offers
Same place as Canadian residents, fewer surprises.
- 6
Close, fund trust deposit, get keys
The standard Ontario paperwork, secure bank transfer for your deposit, and the required government forms — all in one place.
Not legal or immigration advice
EstatePulse is not licensed as a Regulated Canadian Immigration Consultant (RCIC), a real-estate lawyer, or a tax advisor. Information here is general guidance only. Your situation may differ. Always consult a Canadian real-estate lawyer about the Prohibition on the Purchase of Residential Property by Non-Canadians Act, NRST applicability, FINTRAC obligations, and tax-residency questions before signing any agreement of purchase and sale.
Tell us about your move.
A real human on our newcomer team will reach out within 1 business day.
Languages we speak
English, French, Mandarin, Cantonese, Hindi, Punjabi, Arabic, Spanish, Tagalog, Korean.
FAQ
- Generally yes, but the Prohibition on the Purchase of Residential Property by Non-Canadians Act restricts purchases by non-Canadians (and certain corporations) until at least January 1, 2027. There are exceptions. International students, work-permit holders, and spouses of Canadians may qualify. We'll surface which apply to you in the residency- declaration flow. Always consult a Canadian real-estate lawyer before signing.
Newcomer FAQ.
- Generally yes, but the Prohibition on the Purchase of Residential Property by Non-Canadians Act restricts purchases by non-Canadians (and certain corporations) until at least January 1, 2027. There are exceptions. International students, work-permit holders, and spouses of Canadians may qualify. We'll surface which apply to you in the residency- declaration flow. Always consult a Canadian real-estate lawyer before signing.